Fund Strategy

Our Focus

We take a structured credit approach to trade and asset financing. Every transaction is built on a cost plus markup model and shaped around the cashflow of the business we are financing. We do not charge interest, and the price never changes once it is agreed.

01 / Trade Finance

Goods you need now, paid for later

Inventory, raw materials, packaging and purchase orders. We settle your supplier directly so you can meet demand you can already see, and you pay us later at a price fixed upfront.

Short tenor · Tied to a specific transaction · Supplier paid directly

02 / Asset Finance

Equipment that pays for itself

Machinery, vehicles and other productive assets. We settle the supplier, you take delivery, and you pay us over a term matched to the cashflow the asset itself generates.

Longer tenor · Repaid from what the asset earns · You own it outright

Where We Look

Focus Sectors

We concentrate where goods are tangible, demand is verifiable and the use of funds is clear. Trade and asset finance is most of what we do, and we structure financing outside it where a transaction warrants it. If your business sits outside these sectors, we will tell you quickly rather than leave you waiting.

01Light ManufacturingInputs, packaging and machinery for businesses that make things
02Agro and Agro-AlliedProcessing, inputs and storage along the food value chain
03Health and PharmaceuticalsStock and equipment for distributors, pharmacies and clinics
04Chemicals and IndustrialsRaw materials and industrial supply for manufacturers
05Creative IndustryEquipment and production inputs for studios and creative businesses
06Climate Finance and TechnologySolar, efficiency and other assets that cut cost and carbon
07EducationEquipment, furnishing and learning materials for schools and training providers

Up to ₦20M Financing Range (c. $15,000)

3 - 12 Months Financing Tenor

Cost + Profit Pricing Model

Transactions start from around ₦1,000,000. Larger amounts can be accommodated at our discretion, depending on the structure and the strength of the business.

Eligibility Criteria

Clear demand or off-take for your products/services
Minimum of 6 months operating history
Registered business (or ready to register)
Clean/verifiable use of funds breakdown
Verifiable bank statements / business ledger
Operating in Nigeria

What We Don't Fund

Interest-based businesses (e.g. lending)
Gambling and speculative trading
Alcohol, tobacco, and pork products
Adult content
Consumer financing / personal loans
Businesses outside our focus sectors
Refinancing existing debt, salaries and overheads
Any sector deemed non-compliant by our ethical guidelines or fund managers

How Our Pricing Works

One price, agreed before anything is signed

1
You send us your supplier's invoice for the goods you need
2
We agree a markup with you and pay the supplier directly
3
You pay us the agreed total later, on the schedule we set together

The markup is agreed with you before signing and reflects the transaction, the repayment period and the risk. Once it is set, it never changes. Paying early does not reduce it. Paying late does not increase it, and any late payment charge goes to charity rather than to us.